Boatowners
Windsor-Mount Joy offers a number of insurance solutions for boaters whether your boat is used for business or pleasure. Windsor insures small trailerable boats up to large yachts under our various ocean marine programs.
Private Pleasure Boats Under 24 Feet – Roamer
A roamer policy is a package policy providing actual cash value coverage to the property (hull, motor, trailer, etc.) and liability (protection and indemnity) coverage. This policy can be offered to performance boats with modifications to coverage.
Private Pleasure Boats Over 24 Feet – Skipper
A skipper policy is a package policy providing agreed value coverage to the property (hull, motor, trailer, etc.) and liability (protection and indemnity) coverage.
Commercial Boats Under 24 Feet – Commercial Roamer
A commercial roamer policy is a package policy providing actual cash value coverage to the property (hull, motor, trailer, etc.) and liability (protection and indemnity) coverage. This program is intended to cover boats used for crabbing, crab potting, oystering and similar boats.
Commercial Boats Over 24 Feet – Commercial Marine
A commercial marine policy is a package policy providing agreed value coverage to the property (hull, motor, etc.) and liability (protection and indemnity) coverage. This program is intended to cover sportfishing, headboats, boats used for crabbing, crab potting, oystering and similar boats.
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